Housing Cost Burden (30%)

This indicator reports the percentage of the households where housing costs exceed 30% of total household income. This indicator provides information on the cost of monthly housing expenses for owners and renters. The information offers a measure of housing affordability and excessive shelter costs. The data also serve to aid in the development of housing programs to meet the needs of people at different economic levels.
Report Area Total Households Cost Burdened Households (Housing Costs Exeed 30% of Income) Percentage of Cost Burdened Households (Over 30% of Income)
Franklin County, PA 58,570 15,744 26.88%
Pennsylvania 4,958,829 1,543,699 31.13%
United States 116,926,305 39,670,109 33.93%
Note: This Indicator is compared with the state average. Green - Better than state average, Red - Worse than state average.
Data Source: US Census Bureau, American Community Survey. 2011-2015. Source geography: Tract

Cost Burdened Households by Tenure, Total
This data shows the number of households that spend more than 30% of the household income on housing costs. In the report area, there were 15,744 cost burdened households according to the U.S. Census Bureau American Community Survey (ACS) 200-2015 5-year estimates. The data for this indicator is only reported for households where household housing costs and income earned was identified in the American Community Survey.
Report Area Cost Burdened Households Cost Burdened Rental Households Cost Burdened Owner Occupied Households
(With Mortgage)
Cost Burdened Owner Occupied Households
(With No Mortgage)
Franklin County, PA 15,744 6,823 7,001 1,920
Pennsylvania 1,543,109 707,182 621,050 215,467
United States 39,670,109 20,210,842 15,648,374 3,810,893
Cost Burdened Households by Tenure, Percent
This data shows the percentage of households by tenure that are cost burdened. Cost burdened rental households (those that spent more than 30% of the household income on rental costs) represented 41.21% of all of the rental households in the report area, according to the U.S. Census Bureau American Community Survey (ACS) 2010-2015 5-year estimates. The data for this indicator is only reported for households where tenure, household housing costs, and income earned was identified in the American Community Survey.
Report Area Rental Households Percentage of Rental Households that are Cost Burdened Owner Occupied Households
(With Mortgage)
Percentage of Owner Occupied Households w/ Mortgages that are Cost Burdened Owner Occupied Households
(No Mortgage)
Percentage of Owner Occupied Households w/o Mortgages that are Cost Burdened
Franklin County, PA 16,556 41.21% 25,528 27.42% 16,486 11.65%
Pennsylvania 1,527,069 46.31% 2,109,447 29.44% 1,322,343 16.29%
United States 42,214,214 47.88% 48,414,291 32.32% 26,297,800 14.49%
Website Updated December 11 2017 Site Reviewed January 05 2018

Housing Cost Burden (30%)

Data Background

The American Community Survey (ACS) is a nationwide, continuous survey designed to provide communities with reliable and timely demographic, housing, social, and economic data. The ACS samples nearly 3 million addresses each year, resulting in nearly 2 million final interviews. The ACS replaces the long-form decennial census; however, the number of household surveys reported annually for the ACS is significantly less than the number reported in the long-form decennial census. As a result, the ACS combines detailed population and housing data from multiple years to produce reliable estimates for small counties, neighborhoods, and other local areas. Negotiating between timeliness and accuracy, the ACS annually releases current, one-year estimates for geographic areas with large populations; three-year and five-year estimates are also released each year for additional areas based on minimum population thresholds.

Citation: U.S. Census Bureau: A Compass for Understanding and Using American Community Survey Data (2008).

For more information about this source, including data collection methodology and definitions, refer to the American Community Survey website.

Methodology

Counts of total households and households by monthly housing cost are acquired from the U.S. Census Bureau’s American Community Survey (ACS). Data represent estimates for the 5 year period 2011-2015. Mapped data are summarized to 2010 census tract boundaries. The data for monthly housing costs as a percentage of household income are developed from a distribution of “Selected Monthly Owner Costs as a Percentage of Household Income” for owner-occupied and “Gross Rent as a Percentage of Household Income” for renter-occupied units. The owner-occupied categories are further separated into those with a mortgage and those without a mortgage. Indicator statistics are measured as a percentage total households using the following formula:

[Households with Costs Exceeding 30% of Income] / [Total Households] * 100

For more information on the data reported in the American Community Survey, please see the complete American Community Survey 2013 Subject Definitions.

Courtesy: Community Commons, <www.communitycommons.org>, October 2017